20 Dec federal housing administration quizlet
gov. Release Date: February 1938 (439 pages) Posted Date: June 22, 2018 This historical manual contains instructions, policies, and regulations governing the work of FHA underwriting staff tasked with determining the eligibility of non-farm mortgages for insurance under Title II of the National Housing Act. The Federal Housing Administration is a government agency that FDR established in 1934 to combat the housing crisis of the Great Depression. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide. The bursting of the housing bubble of the 1920s was a major contributor to the onset of the Great Depression. -the understanding that earth quakes come in clusters; shows how the understanding of natural disasters are evolving, -affordable and fair housing for low-income people, -the influx of incoming affluent residents; causes displacement through no-fault evocations allowing gentrification, -an term to refer to the greater eastside, -areas that are hazards to live during a natural disasters which only causes further devastation, -metropolitan development taking place in suburban areas then inner cities. His radio show morphed into being severly against Jews during WWII and he was eventually kicked off the air, however before his fascist rants, he was wildly popular among those who opposed FDR's New Deal. President Franklin Roosevelt's precursor of the modern welfare state (1933-1939); programs to combat economic depression enacted a number of social insureance measures and used government spending to stimulate the economy; increased power of the state and the state's intervention in U.S. social and economic life. At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. -the right of a government or its agent to expropriate private property for public use, with payment of compensation. A newspaperman once described the group as "Roosevelt's Brain Trust." In fact, we're one of the largest mortgage insurers in the world. lands, -the loss of large-scaled manufacturing jobs. -war time transporting ships build in mass production in the bay area, causing a lot of jobs for the area as well, -the term for california farmers as referring to them as business men, -agencies with complete power to redevelop any blighted area by eminent domain, -united organization of tax-payers: united because of tax increases, conservative politics, legacy of residential segregation, the city government using its power to lower taxes so they can cater to private capital, -evictions of residents in rent controlled units = for profit, -is the extension of racial meanings to a previously unclassified relationships, social practices, or groups, -middle class minorities coming together and living in harmony in the suburbs. Black Tuesday marked the beginning of the Great Depression, a period of economic hardship in the United States lasting from 1929 to 1939. At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. The Federal Housing Administration, or FHA, is a government agency that originated as part of the 1934 National Housing Act. Federal Housing Policy and Programs, New Brunswick: Rutgers Center for Urban Policy Research,1985, pp. invested in urban renewal projects. The Federal Government Begins Redlining . Federal Emergency Relief Corporation: Federal Emergency Relief Administration (1933)- Relief, Recovery- Combined cash relief to needy families with work relief; superseded in early 1935 by the extensive work relief projects of the WPA and unemployment insurance established by Social Security. Federal budget cuts in the mid-1990s, for the first time in recent history, essentially froze the number of households that received housing assistance. Restricted agricultural production in the New Deal era by paying farmers to reduce crop area. The Baltimore city government reacted by adopting a residential segregation ordinance, restricting African Americans to designated blocks. a program advocated by Louisiana Senator Huey P. Long that appealed to desperate lower middle class Americans during the Great Depression. NPR's Ari Shapiro speaks with author Richard Rothstein about his new book, The Color of Law, which details how federal housing policies in the 1940s and … As a loyal supporter of her friend Franklin D. Roosevelt, she helped pull the labor movement into the New Deal coalition. Government legislation that allowed the Indians a form of self-government and thus willingly shrank the authority of the U.S. government. 1935; established National Labor Relations Board; protected the rights of most workers in the private sector to organize labor unions, to engage in collective bargaining, and to take part in strikes and other forms of concerted activity in support of their demands. 155134233: Federal Housing Administration U.S. Department of Housing and Urban Development 26 Federal Plaza, Room 3532 New York, NY 10278-0068 Telephone (212) 542-7519 or 1-800-496-4294 Fax (212) 264-9829 * TTY (212) 264-0927 For Delaware, District of Columbia, Maryland, Pennsylvania, Virginia and West Virginia: -located in the geographical region of southern california. The law created the Federal Housing Administration (FHA) and the Federal Savings and Loan Insurance Corporation (FSLIC) . Headed by the Secretary of Interior Harold L. Ickes, it aimed at long-range recovery and spent $4 billion on thousands of projects that included public buildings, highways, and parkways. Government agency that was part of the New Deal and dealt with the industrial sector of the economy. The practice where a government spends more money that it receives as revenue. The 32nd president of the United States. -a geographical location that consist of the south bay area, -economic shifts = population shifts (2000s), -black power was a movement by the african-american community in oakland as a response to uneven metropolitan development; the movement was pushing for a realization of self worth and determination, -fed. -the act of small-scaled manufactures locating themselves in area of de-skilled, ethnic racial labor pools. It insures up to $100,000 for bank deposits, thus helping put faith back into the banks. -deeds that prevented whites from selling their houses to non-whites. People were forced to live in them for houses during the Depression, and people called the neighborhoods of "broken houses" Hoovervilles because they thought President Hoover did not care about the economic situation, The House and the Senate met for 100 days between March-June 1933. [citation needed It also created the United States Housing Authority to make low-interest, long term loans to local public agencies for slum clearance and construction of low-income dwellings. Now the largest insurer of mortgages in the world, the Federal Housing Administration has given loans for over 34 million properties since its foundation in 1934. Stock prices fluctuated greatly for several weeks, but panic did not start until this day.There was an extremely lartge volume of selling on Wall Street and the stock prices plunged. Insured loans made by banks and other private lenders for home building and home buying. She founded a school for black students that eventually became Bethune-Cookman University. With an original authorization of US$25 billion for the construction of 41,000 miles (66,000 km) of the Interstate Highway System supposedly over a 10-year period, it was the largest public works project in American history through that time. Since 1934, we've helped millions of families become homeowners. It created many dams that provided electricity as well as jobs. He is the only president to have been elected 4 times, a feat no longer permissible due to the 22nd Amendment to the Constitution. Through an overt practice of denying mortgages based upon race and ethnicity, the FHA played a significant role in the legalization and institutionalization of racism and segregation. Explaining the policy, Baltimore’s mayor proclaimed, “Blacks should be quarantined in isolated slums in order to reduce the incidence of… More than 50 million students study for free with the Quizlet app each month. 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